Balance Sheet Builder

What is a Balance Sheet?

A Balance Sheet shows a company’s financial position at a specific moment.
It is divided into three main parts:

  • Assets → What the company owns
  • Liabilities → What the company owes
  • Equity → Money invested by shareholders + retained profits

The most important formula is:

👉 Assets = Liabilities + Equity

If this formula is true, the balance sheet is said to “balance”.

Balance Sheet Builder Game

A Balance Sheet shows what a company owns (Assets), what it owes (Liabilities) and what belongs to shareholders (Equity).
The golden rule:

Assets = Liabilities + Equity

How to Play: Drag each financial item into the correct column and click Check Answers. Try to balance the sheet!

Items (Drag Me)

Assets

Liabilities

Equity

Understanding the Balance Sheet

A Balance Sheet shows three key components of a company’s financial position:

1. Assets: What the company owns (cash, inventory, receivables).

2. Liabilities: What the company owes (loans, payables).

3. Equity: Shareholder value (capital, retained earnings).

The formula must always hold true:

Assets = Liabilities + Equity

This interactive game helps beginners understand balance sheet structure by placing items in the correct category—just like real financial statement analysis.

Why This Game Matters

Understanding a balance sheet is one of the most important skills in stock market fundamental analysis. Investors, analysts, banks, and even business owners use balance sheets to judge a company’s financial strength.

This game simplifies the core concepts so beginners can learn by doing.

📘 1. What Are Assets?

Assets are things the company owns.
These items help the business operate and generate revenue.

Examples:

  • Cash
  • Accounts Receivable (money customers owe)
  • Inventory
  • Machinery, Buildings (PP&E)

Assets add value to the company.

📙 2. What Are Liabilities?

Liabilities are obligations — things the company owes to others.

Examples:

  • Accounts Payable (money owed to suppliers)
  • Short-Term Loans
  • Long-Term Borrowings

Liabilities must be paid back in the future.

📗 3. What Is Equity?

Equity represents ownership in the company.
It shows how much of the business belongs to shareholders after liabilities are paid.

Examples:

  • Share Capital (money raised from investors)
  • Retained Earnings (profits kept in the business)

📏 4. Why Must a Balance Sheet Balance?

Every asset must be funded either by:
✔ Borrowing money (Liabilities)
✔ Shareholder money (Equity)

That leads to the famous formula:

Assets = Liabilities + Equity

If this condition holds, the balance sheet “balances” — and the company’s finances are correctly recorded.

🎮 How This Game Helps You Learn

This game turns balance sheet structure into an easy, fun, interactive experience:

  • You drag each item into the correct category
  • You see instant scoring and feedback
  • You learn why each item belongs where it does
  • You understand how asset, liability, and equity values interact
  • You visually experience the balancing formula

This makes fundamental analysis much easier when you study real companies.

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